Privacy policy

Prolendinghub.com is to be used only by people who are over the legal age of 18 and people who are legal Canadian citizens. We request you to take a couple of minutes to review these terms stated in this present Privacy Policy. By agreeing to use Prolendinghub.com services you are automatically agreeing to the policy stated here. If you do not agree with the terms of this policy or currently are under the legal age of 18 or not a Canadian citizen, then please avoid from using our services.

We strongly reserve rights to update our Policies in order to reflect these changes we have to make to our existing information practices every now and then. Our advise to you is to always review and read our Terms of Use and Policies every time you visit this website or decide to use our service.

Policies and Terms comes to you from Prolendinghub.com.We carry our operations, interactions and do business with our customers through our website, we also maintain our customer database via this website. The database stores information from individual consumers in a secure serer. We use of a number of third party vendors, number of media advertisements and third party affiliates to promote our business, so that people know where to find us if they are interested in applying for a Loan online. In addition to that our third party services are advertised through PPC Advertising and other Marketing Strategies, which are geared towards redirecting you to our website.Prolendinghub.com assumes that you agree to our using our services and that you understand all the policies and Terms of use of the website.

Information is collected and stored about you so that we can communicate to process your requests in regards to our services. We will keep you updated time to time of new financial services that we think you may be interested in through our newsletter. All examples contained in the Privacy Policy are merely illustrative and are not exclusive.

Our affiliates and or also our third party lenders hold the rights to promote their services via telephone, and email to all the Applicants who have willingly requested to be contacted via our website's Loan Application opt-in process. All the Applicants will get phone calls or emails until they want to discontinue receiving such information.

We offer the option wherein listed Applicants can be removed from our database whenever they need, no questions asked. In order to get yourself off our database and not to receive communications in the future, you can just e-mail us at info@Prolendinghub.com, and we will delete all your data from our Servers.

If we do not hear from you we assume your consent to receive phone calls and e-mails from our company, affiliates and third party Lenders.

A number of security technologies are taken advantage of which help to protect the personal information of our Applicants to our website from unauthorized use and access. When confidential information is transferred over to us by you via the internet we ensure to protect it with the use of Secure Socket Layer encryption protocol and store data in Servers which have limited access and located in controlled facilities.

Prolendinghub.com reserves the right to be able to disclose all or some information of the Applicants in situations termed as "special cases" i.e. when we have reasons to believe that the disclosure of this information is necessary to contact, identify and to bring legal action to someone who is causing interference and injury. Prolendinghub.com also fully reserves the rights to be able to disclose visitor / member information in good faith when the law demands it.

By submitting your personal or your financial information you are granting written permission for us, our affiliated websites and our business partners to get in contact with you via mail, phone, or even email. Then by registering at Prolendinghub.com you are willfully consenting to get telephone calls and emails from us, our business partners and affiliated websites which are not just limited to lenders who will contact you in regards to a loan.

We restrict all types of access to non-public information about individuals to all but a few employees that need to have access to this information to provide services required. We also maintain electronic and physical safeguards which are compliant with federal standards in order to guard against your nonpublic information from all unauthorized use.

The work of maintaining accurate information and securing it tends to be a responsibility that is to be delegated. We maintain the information's integrity that is provided to us and as notified we will update all our records. Please contact us via email at info@Prolendinghub.com when you want to change or update your information.

Additional Necessary Information:

• Type of loans that our Network of Lenders Provide: Personal Loans.
• Personal Loans are Long term loans and are limited to $50,000, wherein the interest rate on a Personal Loan may vary from 12% to 34% Annual Percentage Rate(APR). The term Period of this Loan can vary from a minimum period of 1 year (12 months) to maximum of 25 years. Loan is to be equally paid off in form of monthly payments. The Monthly payments can be from $100 to $5000 a month, depending on the terms that will be sent to you once contacted by the Lender (Please take a look at all the terms and conditions of the Lender before accepting a Loan).
• The Amount of a Loan, Cost of acquiring the loan, Term of the Loan and Repayment Amounts and Tenure are all factored into the APR. Low APR loans may be for a prolonged period and a large Principal Amount.
• People with low credit ratings should consult Credit Counselling Services, Since Loans are based upon Credit Scores.
• Loans are a means to procure finance, when needed; any diversion from Loan Agreement in terms of Repayment may invite heavy penalties and fees. Please get all the information in this regards from the Lender to avoid heavy burden of Fees and Penalties. Late Payment charges on Loan can be up to $35.In case of non-payment of instalments the lender may Submit your accounts to a collection Agency and Report your information to a Consumer Reporting Agency, that can adversely affect your Credit Ratings. The Lender may Offer to Renew, Extend or Re-Finance your loans in case of delayed payments or non-payment of instalments'. Renewals can be autonomous and may cause you to incur extra fees, interest and charges. Each Lender has their own Renewal Polices. Some Lenders may automatically renew your loans or may require your authorization before renewing the loan. Some Lenders may not renew your Loan. It is important for the users of this website(Prolendinghub.com) to understand that extending the repayment period for a loan may result in additional charges as well as other fees and interest rates, which may increase the amount of payback on the Loan. Make sure to check out the Policies of your Lender in this regards, if the Lender automatically renews loans or requires your permission to renew the loan or will not renew. Renewal Policies are often governed by the Provincinal Laws. Make sure to get a clear idea about your Province's policies in regards to Loan Renewal policies and carefully read the lender's terms before agreeing and submitting your e-Signature towards the Loan Contract.
• The Lender can only provide you with information about your specific loan Terms and Conditions and Policies in regards to non-payment of the Loan and Renewal. Get a clear idea about the terms of the Lender before agreeing to them. All Lenders have different set of Rules and Policies when it comes to Late-payments This may include extra fees and additional interest and may result in reporting you to the three major Credit Reporting Bureaus affecting your Credit Ratings.
• Before you agreeing to a loan make sure you read all the terms and understand the implications of making late payments.
• This website does not guarantee any applicant a Loan for 100%. After critical examination you may or may not be approved.
• ProLending Hub reserves the right to Decline a Loan Application at any time if it may suspect that its policies have been breached or wrong information is provided.
• All kinds of Loans that are offered the APR (Annual Percentage Interest) on the Loans does not exceed by 34% by any means.
• The website collects personal information provided by you and forwards it to our Lending Partners. This service is not available in all Provinces.